How to Pay for Rehab Without Insurance

This type of care includes room and board and other amenities in addition to addiction treatment and medical care. Professional detox facilities and hospital detox programs can also be costly, The Most Common Causes Of Bruising After Drinking Alcohol Nervous System Disorders and Diseases medical answers Body & Health Conditions center as they typically provide many medical interventions and support. Outpatient programs are usually the cheapest because they do not include meals, dormitories, and other related services.

Our representatives work solely for AAC and will discuss whether an AAC facility may be an option for you. For those seeking addiction treatment for themselves or a loved one, the helpline is a private and convenient solution. If you are checking into inpatient rehab for a month or more, you will need to take a leave of absence. However, some employers may be willing pay some you a portion of your salary during that time period. On the other hand, choosing a facility in a smaller city or rural area may slightly lower the cost. Additionally, if you have to travel to an outpatient center that’s quite a distance away, your transportation costs could also add up.

Find a Rehab Program That Fits Your Situation

Public insurance is any plan that’s subsidized (partially or fully) by the federal government. The most common types of public insurance are Medicaid, Medicare, and plans purchased through the Health Insurance Marketplace. A big part of affording rehab is making sure you work out a plan with your employer so that you will lose as little income as possible, and so that you will have a job when you return. If you’re still not whether you can afford treatment, consider a cheaper level of care.

The costs of a rehab program vary widely by the type of treatment center, and whether you do an inpatient or outpatient program. Some recovery options, such as programs from non-profit health centers, are entirely free while luxury centers for celebrities might cost up to $80,000 a month. Most standard drug treatment centers fall somewhere in the middle, from $2,000 to $25,000 a month. All public health insurance plans provide coverage for outpatient treatment or even inpatient rehab programs. Medicaid is the public health insurance program, funded jointly by states and the federal government, for low-income families. It covers the basics of alcohol dependency recovery—such as inpatient care, outpatient visits, and more.

How to Use COBRA for Addiction Treatment Coverage

This is the best way to make sure you won’t be stuck footing the bill if the insurance company refuses to honor a certain aspect of your treatment. Some rehab centers have experienced professionals that will help you through the approval process. Many treatment facilities also offer sliding scale fees, which are based on your ability to pay. Many centers will let you make low-cost, monthly payments instead of paying all at once.

how much does it cost to go to rehab for addiction without insurance

Generally, inpatient programs can range from $15,000 to $50,000 for a full two months of care. This includes medical care and therapy services as well as access to support groups, 12-Step meetings and other resources like gym memberships and recreational activities. Outpatient treatment is typically more affordable, ranging from $2,500 to around $12,000 for a full two-month program. Additionally, some insurance companies will cover part or all of the cost of drug rehab programs which can make treatment much more affordable for those who qualify. Outpatient drug rehab costs can vary depending on the program and level of care needed.

Featured Treatment Providers

Inpatient rehab is a focused environment that removes temptations and lets you focus on recovering. If you have COBRA coverage, you have access to substance use disorder treatment under the same health plan you had while employed. Again, you’ll need to verify coverage to see just how much you’ll pay for treatment with your specific plan. Medicaid and Medicare both may cover addiction treatment, but coverage will depend on which program you are enrolled.

how much does it cost to go to rehab for addiction without insurance

The U.S. Department of Labor’s Welfare-to-Work program funds vocational services that address barriers to finding work, including substance use disorder treatment and job training for individuals in recovery. The U.S. Department of Housing and Urban Development funds a variety of prevention, intervention, treatment and affordable housing efforts for individuals affected by drug abuse. The first step is to determine exactly what your insurance will and won’t cover.

Many programs offer payment plans, sliding-scale fees or discounted rates for those who are unable to pay in full. Additionally, some non-profit organizations provide financial support to those in need which can help offset the costs of treatment. Some detox and rehab centers offer free addiction treatment programs, and other luxury centers may cost thousands of dollars a day. No matter your financial situation, there is a treatment center that can help you heal.

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